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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa are the most accommodating company I’ve been wi...

Zopa are the most accommodating company I’ve been with, they offer so much in the way of customer experience that it makes using the service seamless. The app is both slick and functional and gives lots of useful insights into money management which you just don’t get with other credit card companies. Well done Zopa, fantastic service. Reviewed on: 15th January 2025

Easy to work with easy to use excellent

Easy to work with easy to use excellent Reviewed on: 15th January 2025

Great customer service good credit limits helpful bank

Great customer service good credit limits helpful bank Reviewed on: 15th January 2025

Fab service .

Fab service .customer service very helpful.. Reviewed on: 15th January 2025

It’s a good credit card but the app requires a lot o...

It’s a good credit card but the app requires a lot of identity checks when making online purchases. They don’t do very many credit limit increases so that’s a shame but outside of these things the app is useful. Reviewed on: 15th January 2025

Easy to apply for and great support when needed

Easy to apply for and great support when needed Reviewed on: 15th January 2025

Zopa is easy to use and the app is friendly...

Zopa is easy to use and the app is friendly Reviewed on: 15th January 2025

Great company!

Very easy to navigate and no hidden costs! Definitely recommend Reviewed on: 15th January 2025

They gave me an opportunity to better my credit rating

They gave me an opportunity to better my credit rating Reviewed on: 15th January 2025

Ease of app

App is very easy to use when making payments and checking statements Reviewed on: 15th January 2025

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