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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Too many condition

You're not flexible,you have a different opinion Reviewed on: 15th January 2025

Highly Recommended

easy to apply quick service to receive card and app user friendly Reviewed on: 15th January 2025

Really happy with everything easy to use app and kee...

Really happy with everything easy to use app and keep track of everything Reviewed on: 15th January 2025

Amazing service

Brilliant service from start to finish Reviewed on: 15th January 2025

Easy to use great service had no problems with anyth...

Easy to use great service had no problems with anything, keep you informed of any changes. App is easy to use Reviewed on: 15th January 2025

Great fast service definitely would recommend

Great fast service definitely would recommend Reviewed on: 15th January 2025

Service l

Great service very prompt and professional Reviewed on: 15th January 2025

I came across zopa as needed to rebuild my credit hi...

I came across zopa as needed to rebuild my credit history and have to say it couldn't be easier, the application was simple and and although the limit is low it is very manageable. The app is great it let's you know when and how much upcoming payments are well in advance send the customer service is great Reviewed on: 15th January 2025

Excelent Services and very easy for use

Excelent Services and very easy for use Reviewed on: 15th January 2025

Zoos credit card

Great experience from start to finish ,easy to navigate and apply for a credit card ,they start you low on your credit till you meet there criteria for and increase ,also using the app for payment and updates is really easy ,highly recommend Zopa. Reviewed on: 15th January 2025

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