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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

No foreign transaction fees!

Really useful for a traveller going abroad - no foreign currency fees. Website easy yo navigate. Reviewed on: 7th March 2026

Updates regularl the app easily updates

Updates regularly the app easily updates Reviewed on: 7th March 2026

Quick, fair and made feel safe with my choice.

Quick, fair and made feel safe with my choice. Reviewed on: 7th March 2026

There the best credit card ever i love using zopa cr...

There the best credit card ever i love using zopa credit cards, there credit limit is very good and there very fast payment option. Reviewed on: 7th March 2026

The Zopa Credit card

The Zopa Credit card is very useful when I travel abroad. Reviewed on: 7th March 2026

Zopa credit review

I’ve had no issues with Zopa the app makes it easier to make payments & see your balance as for credit increases not been with them to comment Reviewed on: 7th March 2026

Great communication and a great all round card.

Great communication and a great all round card. Would recommend. Reviewed on: 7th March 2026

really great bank

great service really helpful staff great app easy to use Reviewed on: 7th March 2026

I have always enjoyed using Zopa and all ways recomm...

I have always enjoyed using Zopa and all ways recommend the savings accounts as well Reviewed on: 7th March 2026

There's nobody better

Brilliant customer service and people who really care about your needs and personal circumstances. Reviewed on: 7th March 2026

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Want to see more from Zopa?

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