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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Home is where the card is

Zopa is comforting and easy to use. The application process is quick and straightforward. Can’t go wrong Reviewed on: 15th January 2025

Accepted me when nobody else would .

Accepted me when nobody else would .I'm very grateful..helping my credit score to raise. Reviewed on: 15th January 2025

Easy app to use and good customer service.

Easy app to use and good customer service. Reviewed on: 15th January 2025

Very efficient and nice to have your own PIN number...

Very efficient and nice to have your own PIN number Reviewed on: 15th January 2025

The best card and service I have had

Since joining I have never had any complaints and the service is excellent, the app is very good and I can see all that I need to control my account Reviewed on: 15th January 2025

Amaizing, very good servis ,cool

Amaizing, very good servis ,cool Reviewed on: 15th January 2025

Excellent card and customer service

Excellent card and customer service Reviewed on: 15th January 2025

Easy process

I love how easy the process was and the credit cushion option. I already referred my mum Reviewed on: 15th January 2025

Fabulous little Card’

Having a Zopa credit card has helped me to gain a better credit rating, everything you need to know is on the Zopa App, you can easily keep track of what you have spent and with regular updates and reminders you know when your direct debit will come out. Reviewed on: 15th January 2025

Very easy and clear to use app, no difficulties appl...

Very easy and clear to use app, no difficulties applying for products, highly recommend Reviewed on: 15th January 2025

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