Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

very clear and straitforward aapliction

very clear and straitforward aapliction Reviewed on: 15th January 2025

The Zopa credit card really helped me

The Zopa credit card really helped me Reviewed on: 15th January 2025

Easy to sort everything on line, and any issues they...

Easy to sort everything on line, and any issues they let you know quickly. If there are any unregognised purchases they contact you straight away. Reviewed on: 15th January 2025

EXCELLENT CUSTOMER SERVICE - WOU

EXCELLENT CUSTOMER SERVICE - WOU Reviewed on: 15th January 2025

TOP COMPANY

I have had no problem with this card and staff are so helpful Reviewed on: 15th January 2025

Everything is easy to understand and the app is easy...

Everything is easy to understand and the app is easy to use. Reviewed on: 15th January 2025

Easy Access no hidden extras professional staff good...

Easy Access no hidden extras professional staff good rates Reviewed on: 15th January 2025

small and manageable payments

The repayments are small and manageable and they notify you when your next payment is due, no hassle and easy to use Reviewed on: 15th January 2025

friendly, helpful and great service

friendly, helpful and great service Reviewed on: 15th January 2025

Very Easy to easy use app simple to understand

Very Easy to use app simple to understand Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Purchase credit cards
from MBNA 2.87 from 196 reviews
American Express Credit Card
from American Express 3.78 from 120 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub