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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

Easy to speak to someone if there is any problems and the app is very handy to keep on track of your spending Reviewed on: 15th January 2025

Zopa is the best credit card I have i recommend it t...

Zopa is the best credit card I have i recommend it to everyone Reviewed on: 15th January 2025

Brilliant service always and good all round help

Brilliant service always and good all round help Reviewed on: 15th January 2025

Great customer experience!

Great customer experience! Very transparent and very customer focused! Reviewed on: 15th January 2025

Excellent service from Zopa.

Excellent service and never had any problems at all . Reviewed on: 15th January 2025

ZOPA is the best vise card and staff are very helpfu...

ZOPA is the best vise card and staff are very helpful and polite Reviewed on: 15th January 2025

I found them very understanding, very business like,...

I found them very understanding, very business like, easy to use their app. And willing to help. Reviewed on: 15th January 2025

Great company

Great company, no hidden information, very easy to use app. Reviewed on: 15th January 2025

Everything is straightforward on app,very easy to na...

Everything is straightforward on app,very easy to navigate Reviewed on: 15th January 2025

I was trying for a credit card for a while

I had been trying to get a credit card for a while and stumbled across Zopa and within minutes I got approved and card came very quick for me to start using Reviewed on: 15th January 2025

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