Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use, intuitive app and excellent in app feat...

Easy to use, intuitive app and excellent in app features. Reviewed on: 15th January 2025

My experience was one of easy and enjoyable made ver...

My experience was one of easy and enjoyable made very easily by the way everything was explained every step of the way Reviewed on: 15th January 2025

I am using well .

I am using well .it’s very excellent Reviewed on: 15th January 2025

Wayne Zopa

Very easy to manage app, very user friendly Reviewed on: 15th January 2025

Simple, quick, great App.

Simple. Great app. Would highly recommend. Reviewed on: 15th January 2025

Improve your credit...

They're excellent for helping to improve your credit profile. Responsible lending is very important, and I expect a lender to have my best interests at heart - I feel Zopa does Reviewed on: 15th January 2025

Very punctual and professional service, easy to use.

Very punctual and professional service, easy to use. Reviewed on: 15th January 2025

Fantastic company

Found it hard to build my credit file back up after mistakes in my youth. Zopa has helped me with this couldn't say enough about the company. Have been fantastic in my experience Reviewed on: 15th January 2025

Fantastic!

The timely feedback and updates to improve the credit score really helped me to work my credit score up to the next band progressively. Reviewed on: 15th January 2025

It’s a great card specially if you want your credit...

It’s a great card specially if you want your credit score to go up , mine gone up 110 points just by paying it off each month , that’s also opened more borrowing power for me so yeah if you can get a Zopa credit card Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.37 from 598 reviews
Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews
Flexicard
from Halifax 3.70 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub