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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa Bank

I find zopa a very good bank and most helpful. Reviewed on: 15th January 2025

Good customer service and friendly

Good customer service and friendly Reviewed on: 15th January 2025

Can’t fault credit facilities very good service

Can’t fault credit facilities very good service Reviewed on: 15th January 2025

I found zopa to be very helpful and really good at w...

I found zopa to be very helpful and really good at what they do Reviewed on: 15th January 2025

The app is so easy to operate and making my payment...

The app is so easy to operate and making my payment through the app is easy Reviewed on: 15th January 2025

GREAT SERVICE AND BEYOND EXCELLENT PRODUCT EXCELLENT...

GREAT SERVICE AND BEYOND EXCELLENT PRODUCT EXCELLENT INTEREST RATE Reviewed on: 15th January 2025

The card was approved quickly, issued within few days.

The card was approved quickly, issued within few days. I have benefited a lot. Reviewed on: 15th January 2025

Excellent service

Customer service support is excellent and immediate responses Reviewed on: 15th January 2025

Never had any problems and it's been plain sailing s...

Never had any problems and it's been plain sailing since I joined Reviewed on: 15th January 2025

Excellent card

Delighted to receive my card. Notifications very good when spending Reviewed on: 15th January 2025

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