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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The perfect all in one banking system

I love the way everything on the app is clear, transferring money is instant, bills are easily paid and your kept up to date. Everything runs seamless and the options open to you are numerous, from banking, to credit to loans to investments. Highly recommended. Reviewed on: 7th March 2026

It’s was a very good zoopa more help for me and I l...

It’s was a very good zoopa more help for me and I like it Reviewed on: 7th March 2026

Easy to manage credit card

Right from application stage through to managing my card and payments through the app everything has been so simple and straightforward. Reviewed on: 7th March 2026

Zopa is very efficient in handling any issues and th...

Zopa is very efficient in handling any issues and their services to customers are excellent Reviewed on: 7th March 2026

Good and easy to see where you are with your money a...

Good and easy to see where you are with your money and payments. Reviewed on: 7th March 2026

Excellent service

Excellent service . Excellent app. Your account at your fingertips. Plenty of advice. Would recommend to anyone. Reviewed on: 7th March 2026

Easy application and excellent communication.

Easy application and excellent communication.Full updates given. Reviewed on: 7th March 2026

Life is simple with Zopa

Zopa is easy to use, keeps you up to date with regular emails about their services and your product. The app is quick easy and simple to use. Very easy to navigate through even my mum could use it. Reviewed on: 7th March 2026

Straightforward application, and within minute decis...

Straightforward application, and within minute decision! Reviewed on: 7th March 2026

Excellent customer service.

Excellent customer service.Always provide very helpful and clear concise service.Also provide service to meet your individual circumstances.Thank you. Reviewed on: 7th March 2026

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