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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have never had no problems even when setting it up...

I have never had no problems even when setting it up and resetting password very good customer service. Reviewed on: 15th January 2025

Very good credit card easy to use

Very good credit card easy to use Reviewed on: 15th January 2025

Spot on service

I have had nothing but really good experience with you Reviewed on: 15th January 2025

Exactly what I need in a credit card

Exactly what I need in a credit card Reviewed on: 15th January 2025

Excellent

Transparent company with an App that works brilliantly. Notifications from the App are a bonus. Reviewed on: 15th January 2025

SERVICES

Everything about Zopa is great, clear and concise, excellent overall Reviewed on: 15th January 2025

I have had a great experience with Zopa

I have had a great experience with Zopa when contacting Zopa they have been helpful. The application process was quick and easy. Reviewed on: 15th January 2025

Really great service and easy app helps you see thin...

Really great service and easy app helps you see things and all in one place Reviewed on: 15th January 2025

Quick, easy and efficient!

Quick, easy and efficient! Great app. which is user friendly and great customer service! Outshines all other financial services! Reviewed on: 15th January 2025

David Hilton

Very quick and simple applying always keep in touch making sure when the payment is due so you dont forget and get into arrears Reviewed on: 15th January 2025

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