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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

From day one of having a zopa card I've had no probl...

From day one of having a zopa card I've had no problem whatsoever using it. But mostly is the customer service when you ring them up excellent Reviewed on: 15th January 2025

I’m so happy with this card company it’s reasonable...

I’m so happy with this card company it’s reasonable fair and a fantastic easy website to management your payment's thank you for being fair with your card. Reviewed on: 15th January 2025

Easy to use

Easy to use repayment easy to make can always check what you have spent Reviewed on: 15th January 2025

Super! Great service and app!!

Super! Love that I can shop with it ANYWHERE and that my credit limit increases after being vetted based on my card usage. Works anywhere and the app user interface is quite intuitive Reviewed on: 15th January 2025

Very eazy and hassel-free.

Very eazy and hassel-free. comparatively the credit limit is more than others Reviewed on: 15th January 2025

After payment every payment cycle, the account updat...

After payment every payment cycle, the account update very quick. The cushion helps to not go over the limit. Reviewed on: 15th January 2025

Great service, excellent easy to use and understand...

Great service, excellent easy to use and understand app. Affordable credit limits which help you to re build your credit score and history. Reviewed on: 15th January 2025

Good stuff and professional service

Good stuff and professional service Reviewed on: 15th January 2025

Very easy process and great experience.

Very easy process and great experience. Reviewed on: 15th January 2025

Money matters

They were very helpful tk me when j had financial problems Reviewed on: 15th January 2025

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