Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Absolutely amazing service.

Absolutely amazing service. Zopa credit card is among the best credit cards services out there. Always looking out for me and helpful. Reviewed on: 7th March 2026

Simply stress free.

Simply stress free. Easy access and great staff Reviewed on: 7th March 2026

Easy to apply and so quick to apply and get a decision.

Easy to apply and so quick to apply and get a decision. So good to be able to use the card in your phone wallet before you receive the physical card. Very easy to see your balance within the app, when payments are due and how much. Reviewed on: 7th March 2026

Easy and quick application approved almost instantly.

Easy and quick application approved almost instantly. App is easy to navigate. Reminders and updates on a regular basis. Most definitely would recommend this card. Reviewed on: 7th March 2026

The service is excellent and bank i will recomend to...

The service is excellent and bank i will recomend to friends and family Reviewed on: 7th March 2026

Easy to use

Easy to use, payments simple and easy to do each money, credit cushion a very good idea Reviewed on: 7th March 2026

I Love Zopa It’s Been One Best Credit Cards I’ve Had.

I Love Zopa It’s Been One Best Credit Cards I’ve Had. Yours Faithfully MR SM. McDonald. Reviewed on: 7th March 2026

Really good experience

Really good experience and a great app Reviewed on: 7th March 2026

Very helpful and friendly.

Very helpful and friendly. Easy use of apps and very informative. Easy to apply for loans and credit card and offers credit limit 8ncrrases when appropriate without hassle Reviewed on: 7th March 2026

Great credit card provider and also had fantastic sa...

Great credit card provider and also had fantastic savings options. Everything is so simple and easy to use via the app. Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.16 from 14 reviews
Credit card
from The Co-operative Bank 3.46 from 37 reviews
Fluid Credit Card
from NewDay 3.69 from 105 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub