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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Totally Awesome

They are awesome helped me when I needed them Reviewed on: 15th January 2025

brilliant experience with Zopa Credit card

brilliant experience with Zopa Credit card Reviewed on: 15th January 2025

Good customer service

Easy to access, good customer service. Issues are addressed promptly. Payment pattern is customer friendly. When I started using zopa credit card it was a wonderful experience, payment was easy. When I had a little challenge with the card, the customer service responded on time and the issue was resolved. Zopa credit card is worth trying and you will not regret. Reviewed on: 15th January 2025

No problems at all but I am a reasonably new customer.

No problems at all but I am a reasonably new customer. Reviewed on: 15th January 2025

The people's choice

Fast efficient and on the ball for payment Reviewed on: 15th January 2025

Always get reminders and notifications to help stay...

Always get reminders and notifications to help stay on top credit card so very helpful Reviewed on: 15th January 2025

easy to set up an account, and the staff are great

So quick and easy to set up an account, and the staff are so helpful and friendly, highly recommend to anyone. Reviewed on: 15th January 2025

Fantastic credit card for improving credit rating

This credit card has been a great way to improve my credit rating. The app is very easy to use , never had any issues . Would definitely recommend to anyone thanks zopa Reviewed on: 15th January 2025

Just a great alround experience.

Just a great alround experience. Reviewed on: 15th January 2025

Excellent credit card

They gave me a credit card when no one else would. The app is very easy to navigate and you can pay when ever you want. You get reminders to make payments which I find extremely useful and they are very good at responding g to queries. They treat you like a human Reviewed on: 15th January 2025

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