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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Outstanding support and always helpful.

Outstanding support and always helpful. Reviewed on: 15th January 2025

Excellent Service.

Excellent Service. Always Professional and helpful. Reviewed on: 15th January 2025

Zopa is easy to manage, informative and allows me to...

Zopa is easy to manage, informative and allows me to keep an eye on my financial health, all from the app. Easy to understand statements, no hidden fees or charges. Hreat security on the card too, asking for PIN entry more often than other cards. Reviewed on: 15th January 2025

It was very simple and quick to apply for my credit...

It was very simple and quick to apply for my credit card. Reviewed on: 15th January 2025

Great card when I’m out and about

Zopa gave me my credit card and I do my best to pay off as much or all the payments great Reviewed on: 15th January 2025

Really good credit company

Really good credit company and I even opened a bank account due to fair interest. Reviewed on: 15th January 2025

Brilliant provider who helps me improve my credit ra...

Brilliant provider who helps me improve my credit rating but keeping my limits manageable would thoroughly recommend Reviewed on: 15th January 2025

Good credit card...

No problems pay credit card off shows straight away keep you informed good credit builder Reviewed on: 15th January 2025

Truly amazing highly recommend

Well I was accepted with bad credit and boy zopa has been the best credit card I've ever had it's truly amazing and customer care is second to none. Reviewed on: 15th January 2025

Friendly helpful and understanding

Friendly helpful and understanding Reviewed on: 15th January 2025

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