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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My experience with Zopa was based on telephone conve...

My experience with Zopa was based on telephone conversations which I found very helpful and informative Reviewed on: 7th March 2026

An excellent service

An excellent service explained thoroughly before i started using the card. The interest rate is fantastic and has helped build my credit rating Reviewed on: 7th March 2026

Always polite and helpful .

Always polite and helpful .I was waiting for a refund on my credit card. They explained the process it put me at ease Reviewed on: 7th March 2026

ervice very helpful...

Interest notbto high customer service very helpful Reviewed on: 7th March 2026

Helpful service with some excellent products which I...

Helpful service with some excellent products which I have taken advantage of such as current account and credit card. Competitive rates and easy to understand terms and conditions. Reviewed on: 7th March 2026

Zopa has been brilliant

Zopa has been brilliant ever sin Reviewed on: 7th March 2026

recently used Zopa for a personal loan to consolidat...

recently used Zopa for a personal loan to consolidate some credit card debt (and a small home improvement project), and the experience was miles ahead of my traditional high-street bank. Reviewed on: 7th March 2026

Very good Zopa card working in my Apple Pay very eas...

Very good Zopa card working in my Apple Pay very easy to app Reviewed on: 7th March 2026

Best credit company by far!

I’ve had a credit card and loan from Zopa and it’s very hassle free Reviewed on: 7th March 2026

I love the constant financial advice they give, bal...

I love the constant financial advice they give, balance earning interest at the end of each month. I can see the growth of my little savings and ease in using their app and my credit card in now available in my apple ealket. Reviewed on: 7th March 2026

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