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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quality service

Easy to apply Quick decision the app is easy access Reviewed on: 15th January 2025

Very good company kept informed through the credit c...

Very good company kept informed through the credit card progress Reviewed on: 15th January 2025

Easy and affordable way to help with life's emergencies

Was very easy to set up with Zopa and the repayment and interest rates are affordable. So I think this is great product to help deal with those emergency situations! Reviewed on: 15th January 2025

No issues with Zopa every time I use card there been...

No issues with Zopa every time I use card there been no issues with declining here and abroad as I have had in past ie captail one credit card highly recommended card look forward to many more years with zopa Reviewed on: 15th January 2025

Everything is clear and simple to use.

Everything is clear and simple to use. No issue so far. Reviewed on: 15th January 2025

Good credit card.

Good credit card.Helps me build my credit score Reviewed on: 15th January 2025

So easy to use

So easy to use and when you pay back it comes off your balance imeadeately love it Reviewed on: 15th January 2025

Brilliant company great card keeps you informed at a...

Brilliant company great card keeps you informed at all times of when payment is due and when being taken would highly recommend Reviewed on: 15th January 2025

Easy to use helpful service great service accepted w...

Easy to use helpful service great service accepted with a poor credit Reviewed on: 15th January 2025

I like using your card is good for me

I like using your card is good for me Reviewed on: 15th January 2025

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