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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good good good good good good good

Good good good good good good good Reviewed on: 15th January 2025

Post domestic violence over three years ago and in t...

Post domestic violence over three years ago and in the last few months of having health issues and working part time . Being able to access a card that has given me the opportunity to use credit for use has been extremely helpful. Reviewed on: 15th January 2025

Excellent company easy app to use never had an issue

Excellent company easy app to use never had an issue Reviewed on: 15th January 2025

Easy to deal with.

Easy to deal with. Easy app and easy to keep track Reviewed on: 15th January 2025

They have been very good and understanding/ could no...

They have been very good and understanding/ could not fault there expert advice and support. Reviewed on: 15th January 2025

My experience with my zopa credit card is excellent

My experience with my zopa credit card is excellent Reviewed on: 15th January 2025

Zopa are an excellent provider of credit.

Zopa are an excellent provider of credit. Easy to apply easy to navigate the app and excellent customer service Reviewed on: 15th January 2025

Very good experience everything was ok

Very good experience everything was ok Reviewed on: 15th January 2025

It’s just fantastic me & my wife have a account we l...

It’s just fantastic me & my wife have a account we love it Reviewed on: 15th January 2025

Great credit card company

Zopa were non-judgemental and gave me a chance to build my credit score. That makes such a difference when someone gives you a chance. Reviewed on: 15th January 2025

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