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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

App is easy to use.

5
App is easy to use. No hassle service. Payments are easy made. Reviewed on: 15th January 2025
Samuel C's avatar
Samuel C

This card has helped me get back on my feet after ha...

5
This card has helped me get back on my feet after hard time and it was so easy to talk to a representative who helped and explained Everything so I could understand to which I really grateful to ZOPA for allowing me the chance to build my credit back up. And to it's staff for there help. Reviewed on: 15th January 2025
JOAN WILD's avatar
JOAN WILD

The app is easy to use like the fact you get instant...

5
The app is easy to use like the fact you get instant messages of what you spent Reviewed on: 15th January 2025
David W's avatar
David W

Card replacement

5
Yeah I had an issue with scammers and needed to get a new card. Zopa sorted it out very quickly Reviewed on: 15th January 2025
Alan B's avatar
Alan B

Good experience

5
Very good experience and you get exactly what they say in the tin Reviewed on: 15th January 2025
Howard's avatar
Howard

The app is easy to use never had an issue always bee...

5
The app is easy to use never had an issue always been able to use my card either wallet or on app in Google wallet on phone Reviewed on: 15th January 2025
andrew walls's avatar
andrew walls

Awesome helps a lot good customer support

5
Awesome helps a lot good customer support Reviewed on: 15th January 2025
John a's avatar
John a

ZOPA review

5
app so easy to use and flexible so easy to use and flexible would highly recommend and good for credit boosting. 0% balance transfers and money transfers offered. online application was simple and the card arrived quickly Reviewed on: 15th January 2025
vanessa r's avatar
vanessa r

Excellent service hassle free and reliable

5
Excellent service hassle free and reliable Reviewed on: 15th January 2025
Warren Busfield's avatar
Warren Busfield

Recommended

5
Very easy to deal with … always informed of any changes Reviewed on: 15th January 2025
Mike T's avatar
Mike T

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