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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy application good app easy to navigate all infor...

Easy application good app easy to navigate all information in one place Reviewed on: 15th January 2025

Excellent service and support.

Excellent service and support. Addresses all of my card needs. Reviewed on: 15th January 2025

I have excellent experience i have re commended to...

I have excellent experience i have re commended to my friends and family Reviewed on: 15th January 2025

Highly recommend it

I recently got the Zopa credit card and have been thoroughly impressed with the overall experience. The application process was straightforward and user friendly, making it easy to get started. One of the standout features is the transparency in fees and charges - there are no hidden costs, which is a huge plus. The app interface is intuitive, allowing for seamless management of transactions and payments. I particularly appreciate the real-time notifications that help me keep track of my spending. The interest rates are competitive, and the rewards program offers great benefits that suit my lifestyle. Customer service has been responsive and helpful whenever I've had inquiries. Overall, the Zopa credit card provides excellent value with its combination of features, ease of use, and reliable support. I highly recommend it to anyone looking for a trustworthy and efficient credit card option. Reviewed on: 15th January 2025

Zopa rated

Always had a good experience with Zopa and the app is so easy to navigate Reviewed on: 15th January 2025

Highly recommended

I have nothing but positive experiences since fanning a Zable credit card. I know it is there to use when I really need it. Reviewed on: 15th January 2025

Always had great service excellent

Always had great service with you guys Reviewed on: 15th January 2025

Credit Card I would rate A1.

Best credit card I have ever had, never had any problems so far and I have been delt with fairly and with respect. I would recommend your company to anyone. Thank you. Reviewed on: 15th January 2025

I loved since Q I was accepted the credit card.

I loved since Q I was accepted the credit card. It is easy to pay and take money and very easy to make payments every month has an app Q explains everything Q is easier your life. Reviewed on: 15th January 2025

Very useful.

Easy to apply, it came quickly when I really need it. Reviewed on: 15th January 2025

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