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Zopa: Credit card reviews

4.94
Based on 43,449 reviews, last reviewed 10th Mar 2026
153750% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good know reasons not to be happy Good know reasons not to be happy Reviewed on: 10th March 2026
John p's avatar
John p

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43449)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy card to keep up with and negotiate in plain Eng...

5
Easy card to keep up with and negotiate in plain English Reviewed on: 6th March 2026

App works very promptly and suited to my lifestyle

5
App works very promptly and suited to my lifestyle Reviewed on: 6th March 2026

Best group

5
Excellent customer service will recomend to anybody Reviewed on: 6th March 2026

Does exactly what they say they will do

5
Have experienced everything I have requested has been achieved with no fuss. Reviewed on: 6th March 2026

Very easy to install and use app for the credit...

5
Very easy to install and use app for the credit card Reviewed on: 6th March 2026

Exceptional customer service

5
Excellent experience on all levels. Reviewed on: 6th March 2026

Simply simple

5
Simple to understand. Everything explained as to make it understandable. Reviewed on: 6th March 2026

SUPERB FINANCIAL AID

5
Thus far a thoroughly worthwhile financial aid. Reviewed on: 6th March 2026

Reliable friendly service,Easy affordable repayments.

5
Reliable friendly service,Easy affordable repayments.No hassle Reviewed on: 6th March 2026

Easy process and great customer service

5
Easy process and great customer service Reviewed on: 6th March 2026

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