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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very Professional

Very helpful and professional attitude. Let you know exactly how you are using their credit card and ways to help you get the most out of your credit card. ABSOLUTELY BRILLIANT keep it up. Best product I ever got. You will not go wrong using Zopa. Reviewed on: 15th January 2025

It was extremely easy to apply and everything went v...

It was extremely easy to apply and everything went very smoothly. Reviewed on: 15th January 2025

So easy and smooth process to apply.

So easy and smooth process to apply. Easy to make repayments Reviewed on: 15th January 2025

Very good and positive experience

Very good and positive experience Reviewed on: 15th January 2025

Excellent company would recommend to anyone

Excellent company would recommend to anyone Reviewed on: 15th January 2025

A Credit Card made simple with a great App easy...

A Credit Card made simple with a great App easy to use Reviewed on: 15th January 2025

brilliant App so easy to use and navigate through

brilliant App so easy to use and navigate through Reviewed on: 15th January 2025

Zopa is cool

Zopa is my best CHOICE for a credit card Reviewed on: 15th January 2025

Very contented with the service happy to spread the...

Very contented with the service happy to spread the word about your services to friends & family. Reviewed on: 15th January 2025

I have had no problem using my card and as long as y...

I have had no problem using my card and as long as you make your payment on time its easy to pay off the app is easy to use also Reviewed on: 15th January 2025

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