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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa,s app is first class and customer service is ve...

Zopa,s app is first class and customer service is very good Reviewed on: 15th January 2025

Very easy to manage with the app.

Very easy to manage with the app. Reviewed on: 15th January 2025

Excellent

I got the card faster than other companies. At first I was pre-approved for a fee but I got a card with a smaller amount. Honestly I would not have accepted it if I had known before Reviewed on: 15th January 2025

Always been very good and helpful.

Always been very good and helpful. Reviewed on: 15th January 2025

I am very happy to it.

I am very happy to it.excellent customer service Reviewed on: 15th January 2025

Does what it says on the tin.

Does what it says on the tin. Never had any problems. Reviewed on: 15th January 2025

Very good , everything about the service they provi...

Very good , everything about the service they provide is good. They communicate clearly and give the much needed support when needed. Reviewed on: 15th January 2025

Zopa is excellent they care for you in general I hav...

Zopa is excellent they care for you in general I have the most best experiences myself so I recommend them to anyone. If you are looking for a loan or credit card trust me just give them a try and you would be surprised so it's Zopa all the way. Reviewed on: 15th January 2025

Very polite and knowledgeable staff Always very help...

Very polite and knowledgeable staff Always very helpful it’s a pleasure to talk with them Reviewed on: 15th January 2025

Great service good customer care

Great service good customer care Reviewed on: 15th January 2025

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