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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had an issue with this card, always kept infor...

Never had an issue with this card, always kept informed of any chamged Reviewed on: 15th January 2025

I have never had any problems getting hold of them p...

I have never had any problems getting hold of them plus I like how I can pay and will clear on the day Reviewed on: 15th January 2025

It is very straight forward and easy to use, if they...

It is very straight forward and easy to use, if they are offering you a credit limit increase its easy to access and they let you know how good you are doing with making your payments and they auto address the monthly payments based on the amount you've spent. Reviewed on: 15th January 2025

App and Staff are both Deservedly Award-winning

The interaction is mainly through an excellent App - the best of all the banks I have accounts with! Reviewed on: 15th January 2025

Exceptional

Easy to use and fair. Customer service us first class and helpful. Reviewed on: 15th January 2025

Angiemogan

I really have a bad credit score at the moment and Zopa really helped me Reviewed on: 15th January 2025

Great card easy to use app.

Great card easy to use app. I’ve had a wonderful experience with Zopa. Reviewed on: 15th January 2025

Good card, happy customer

Applied online and received the card quickly. Straight forward application and added things like borrowing power in the app for loans and car finance with the company. Reviewed on: 15th January 2025

Just The Best!!!!

Found the application process easy and Zopa are great in keeping in touch with their customers Reviewed on: 15th January 2025

Very good cVard and service.

Very good card and service. I love the card app too xx Reviewed on: 15th January 2025

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