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Zopa: Credit card reviews

4.94
Based on 43,457 reviews, last reviewed 10th Mar 2026
154100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026
Yvonne G's avatar
Yvonne G

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Best group

5
Excellent customer service will recomend to anybody Reviewed on: 6th March 2026

Does exactly what they say they will do

5
Have experienced everything I have requested has been achieved with no fuss. Reviewed on: 6th March 2026

Very easy to install and use app for the credit...

5
Very easy to install and use app for the credit card Reviewed on: 6th March 2026

Exceptional customer service

5
Excellent experience on all levels. Reviewed on: 6th March 2026

Simply simple

5
Simple to understand. Everything explained as to make it understandable. Reviewed on: 6th March 2026

SUPERB FINANCIAL AID

5
Thus far a thoroughly worthwhile financial aid. Reviewed on: 6th March 2026

Reliable friendly service,Easy affordable repayments.

5
Reliable friendly service,Easy affordable repayments.No hassle Reviewed on: 6th March 2026

Easy process and great customer service

5
Easy process and great customer service Reviewed on: 6th March 2026

Great Company

5
Easy, no fuss, straight forward finances. Reviewed on: 6th March 2026

Straightforward application and quick decision.

5
Straightforward application and quick decision. Account interface has loads of tools for money management Reviewed on: 6th March 2026

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