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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent rates and value

Excellent communication and rates with this company. Easy to use app as well and has all your information and offers at the touch of a button. Clear to read statements too Reviewed on: 15th January 2025

Zopa-tastic service

After having poor credit and unable to get a card, Zopa helped me out. No question is an issue either Reviewed on: 15th January 2025

Positive support in building financial goals.

Zopa took the risk to help build my credit when my score was low. Always sharing tips to manage my finance and build my scores. Reviewed on: 15th January 2025

Easy to use

Easy to set and use app keeps you up to date Reviewed on: 15th January 2025

I'm happy with Zopa credit card,the app is okay upda...

I'm happy with Zopa credit card,the app is okay updating me about all information that concerns me. Reviewed on: 15th January 2025

One of the best EVER platform.

One of the best EVER platform. Will recommend them over all others. If you do not have an account, please open one and save. Reviewed on: 15th January 2025

Friendly service, easy to use website, regular state...

Friendly service, easy to use website, regular statements and updates. Reviewed on: 15th January 2025

It was very straight forward for me to sign up and t...

It was very straight forward for me to sign up and there was no pressure Reviewed on: 15th January 2025

Very good card to use when it’s necessary

Very good card to use when it’s necessary Reviewed on: 15th January 2025

help me build my credit scoring and increase my cred...

help me build my credit scoring and increase my credit limit too Reviewed on: 15th January 2025

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