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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good, very fast money on the account

Very good, very fast money on the account Reviewed on: 15th January 2025

Zopa has been a great card to have and I have never...

Zopa has been a great card to have and I have never had any issues with their service and their recommendations, reminders and promps have been very useful I would highly recommend Reviewed on: 15th January 2025

My Experience with Zopa Credit Card A Great Product

The Zopa credit card is excellent and easy to use, with great customer service. The interest rates are low, and payments to the card can be made easily, reflecting almost instantly. It's a great product. Reviewed on: 15th January 2025

Zopa credit card Excellent

I took this Zopa credit card last month, My credit score is not great, but they gave to me with with starting with £ 250 credit limit, i hope they will increase my limit in the future! It was very simple process , within three days I got my card in the post excellent customer service as well! I will recommend Zopa credit card to you. Thank you Reviewed on: 15th January 2025

Zopa experience

Easy and stress freevto deal with Reviewed on: 15th January 2025

So easy to deal with, Simple

So easy to deal with and easy to navigate the website Reviewed on: 15th January 2025

hello there i use zopa.

hello there i use zopa. credit card it is amazing service without any inconvience Reviewed on: 15th January 2025

Amazing credit card and customer service works well...

Amazing credit card and customer service works well with sorting out payment plans too if people are struggling brilliant service Reviewed on: 15th January 2025

Great credit card

I have my card set up to pay the balance each month, I can either wait until it is taken by DD or pay straight away, having this flexibility is really good. I also like the notifications by text, this is immediate and excellent for keeping you informed Reviewed on: 15th January 2025

Its very easy to get every information you need.

Its very easy to get every information you need. Reviewed on: 15th January 2025

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