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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good service overall and easy access.

Good service overall and easy access. Reviewed on: 7th March 2026

I’m a huge fan and would recommend it to anyone

I’m a huge fan and would recommend it to anyone Reviewed on: 7th March 2026

Very satisfying I am very happy and good experience

Very satisfying I am very happy and good experience Reviewed on: 7th March 2026

Since getting my credit card through Zopa, I have al...

Since getting my credit card through Zopa, I have always been delighted with the excellent customer service I have received ftom them and their mobile app is so easy to use and understand. I particulaly like it's Pay By Bank feature. Reviewed on: 7th March 2026

Quick efficient servi ice very helpful

Quick efficient servi ice very helpful Reviewed on: 7th March 2026

Excellent service even with disputed transactions.

Excellent service even with disputed transactions. Thank you so much Reviewed on: 7th March 2026

Best bank and credit card value for money

Best bank and credit card value for money Reviewed on: 7th March 2026

Fantaboulous

Really giving great services thanx to Zopa Reviewed on: 7th March 2026

Great Card and Service

Zopa is so easy to manage, I use it as and when, they always send you a reminder ahead of time. Any issues they will resolve asap. Love the card and service. Reviewed on: 7th March 2026

Very helpful and easy to deal with.

Very helpful and easy to deal with. Reviewed on: 7th March 2026

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