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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I've always had good opportunities to increase my cr...

I've always had good opportunities to increase my credit without bureaucracy Reviewed on: 15th January 2025

Easy to use app all I could hope for

Easy to use app all I could hope for Reviewed on: 15th January 2025

Cracking company with innovative ideas that make my...

Cracking company with innovative ideas that make my experience top notch. Reviewed on: 15th January 2025

Does what it says on the tin Easy and professional s...

Does what it says on the tin Easy and professional service the staff are always polite and happy to help.I have only had a good experience with Zopa Reviewed on: 15th January 2025

Happy to use ZOPA!

Happy to use ZOPA!!!! Simply to use Reviewed on: 15th January 2025

Very Happy

Very easy to use app, have nothing to say in a bad way . Very good all round Reviewed on: 15th January 2025

Great excellent service provider!!

Great customer care and easy to use website and they respond to email promptly, good communication skills all round. Reviewed on: 15th January 2025

Excellent from application onwards

Excellent from application onwards Reviewed on: 15th January 2025

Easy to use app.

Easy to use app.Great customer service Reviewed on: 15th January 2025

I'm extremely satisfied with zopa.

I'm extremely satisfied with zopa. They listened to your complaints. Reviewed on: 15th January 2025

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