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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very helpful and very understanding

Very helpful and very understanding Reviewed on: 6th March 2026

My credit rating improved within 2 months.

My credit rating improved within 2 months. It's a handy card and everything on the app so straight forward excellent experience thus far Reviewed on: 6th March 2026

I have had a Zopa card for about 1 year.

I have had a Zopa card for about 1 year. I have the app so it is easy to see my spend or how much is left on the card. My credit was raised after a few months. My friend also has 1 and was suprised she could get 1. Reviewed on: 6th March 2026

Great company, easy to use and understand.

Great company, easy to use and understand. Great app. Help there when you need. Fantastic Reviewed on: 6th March 2026

I have no complaints at all and wouldn't hesitate to...

I have no complaints at all and wouldn't hesitate to recommend you to all my friends and family thank you Reviewed on: 6th March 2026

Helped with credit building and giving me a chance t...

Helped with credit building and giving me a chance to sort my finances Reviewed on: 6th March 2026

Brilliant, I would highly recommend this company .

Brilliant, I would highly recommend this company . I have credit cards and have never had any issue with them Reviewed on: 6th March 2026

Quick, simply done & informative

Quick, simply done & informative Reviewed on: 6th March 2026

No issues and used there service for years

Used zopa for a number of years and had any issues. App is so easy to use and very reliable. I would recommend Reviewed on: 6th March 2026

A good understanding of their clients

Rates could be a little bit lower, bur good customer service Reviewed on: 6th March 2026

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