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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

5 star service

Very professional and client friendly they keep you informed via email and text promptly and advise of any changes well in advance of them taking effect. Reviewed on: 15th January 2025

Everything good

Not been with you long but up to now everything is good. Moving around the app is easy and smooth. Reviewed on: 15th January 2025

Fantastic

The app and speed is so helpful Nd easy to use Reviewed on: 15th January 2025

Easy as 1,2,3

All so easy, no hassle, stress free Reviewed on: 15th January 2025

Always on the ball with information about your account

Always on the ball with information about your account Reviewed on: 15th January 2025

Professional and easy to use.

Professional and easy to use. App is very simple and self explanatory Reviewed on: 15th January 2025

Easy to use

Easy to use no problems at all have had no issues at all Reviewed on: 15th January 2025

Grear customer service and fantastic card

I had a slight hiccup, chatted customer service and it was resolved very promptly. Also the card is great overall Reviewed on: 15th January 2025

The one to have

Fantastic service and always happy to help Reviewed on: 15th January 2025

Happy with Zopa

When I applied for Zopa, their website page was easy to use. I got my credit card from them. I then saw different services they offer, and I managed to a smart isa and have begun my journey to saving. I have referred to a number of friends and they are pleased as well with the services. Customer service reply timeously. Reviewed on: 15th January 2025

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