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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

velmi dobre a spokojnyvelmi dobre a spokojny

velmi dobre a spokojnyvelmi dobre a spokojny Reviewed on: 15th January 2025

Very quick approval and easy to used it!

Very quick approval and easy to used it! Reviewed on: 15th January 2025

The best credit card.

The best credit card.Never have any issue Reviewed on: 15th January 2025

Good times

Great company easy to use very quick and easy site Reviewed on: 15th January 2025

Everything is okay Good

Everything is okay I got it with bad credit score I am happy Reviewed on: 15th January 2025

User Friendly App

Zopa are easy to contact, a great user friendly app with tips on how to improve your credit. Easy to view statements and options to make repayments Reviewed on: 15th January 2025

good service and easy to use im very happy with...

good service and easy to use im very happy with you Reviewed on: 15th January 2025

FIrst class staff always helpful

Treated me first class staff always helpful Reviewed on: 15th January 2025

Zopa is an easy to use card and any payments you mak...

Zopa is an easy to use card and any payments you make to settle your balance are credited immediately (subject to bank clearance). This is great rather waiting 2-3 days in the case of a lot of other cards. Reviewed on: 15th January 2025

So simple and easy

Once accepted I received the card in the post relatively quicky. I have been using the card on a regular basis each month with no hassles at all. On clearing the bill every month, I couldn't be happier as the card is paid and cleared within very short time frame, meaning I have no hold up on when I can use the card again. Overall I've been impressed with how easy and straight forward everything with zopa has been, from signing up to paying the bill every month Reviewed on: 15th January 2025

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