Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good also excellent customer service

Very good also excellent customer service Reviewed on: 7th March 2026

Found Zopa so easy to apply and the app is...

Found Zopa so easy to apply and the app is excellent Reviewed on: 7th March 2026

Easy to use app, great customer service.

Easy to use app, great customer service. Reviewed on: 7th March 2026

Great card easy to use and great app

Great card easy to use and great app Reviewed on: 7th March 2026

Everything runs very smoothly excellent customer ser...

Everything runs very smoothly excellent customer services and very helpful Reviewed on: 7th March 2026

I'm very estatic of the customer relation

I'm very estatic of the customer relation Reviewed on: 7th March 2026

I like how quick and easy it is to make repayments.

I like how quick and easy it is to make repayments. I also like how you can have cushion credit. Reviewed on: 7th March 2026

So helpful, quick and resposive

So helpful, quick and resposive to queries, even when making queries, their staff are so professional and always offer a solution Reviewed on: 7th March 2026

Great service no problems at all

Great service no problems at all Reviewed on: 7th March 2026

So flexible and easy to use

Its so easy to pay and receive money. I find it also wonderful that you can link you other accounts with Zopa Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.67 from 124 reviews
marbles credit card
from NewDay 4.37 from 543 reviews
Credit Card
from Tymit 4.62 from 155 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub