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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

A great credit card to help me rebuild my credit

A great credit card to help me rebuild my credit with great features and well written mo I've application Reviewed on: 15th January 2025

Honest and reliable

They keep me informed very helpful and reply very quickly Reviewed on: 15th January 2025

Excellent card,easy to get accepted and good rate of...

Excellent card,easy to get accepted and good rate of interest Reviewed on: 15th January 2025

Very easy app and payments update very quickly

Very easy app and payments update very quickly Reviewed on: 15th January 2025

My issues were dealt with easily and quickly, adviso...

My issues were dealt with easily and quickly, advisors were friendly and polite Reviewed on: 15th January 2025

Good value for money and good app

Good value for money and good app Reviewed on: 15th January 2025

Dont not use - trapped as cant transfer my balance

Dont not use...it is impossible to transfer balance from Zopa to another card provider. You are trapped with them due to how they have there system set up. Its non UK compliant Reviewed on: 26th October 2024

Zopa is a great company.

Zopa is a great company. They look after their customers. I enjoy paying them as they are a fantastic credit provider Reviewed on: 23rd September 2024

good very nice good not change

good not changing goid verry good Reviewed on: 18th September 2024

Bought a car wasent happy with condition and when I...

Bought a car wasent happy with condition and when I trying to return car was delayed and basically told I have to have car in the condition I sent photos and evidence of my complaint got treating messages about my credit file being effected did return car to garage for before my first payment was due so had no car and still ended up having to pay my finance after Reviewed on: 6th September 2024

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