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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good company, no problems.

Good company, no problems. I know how I stand with them. Reviewed on: 7th March 2026

Given Freedom of life.

I didn't have a brilliant credit rating but Zopa looked at me, my ability to pay and my current income and expenditure. Other companies have refused me credit but thankfully zopa allowed for the fact that my total income is at least £21000 per year. I am a retired older person and I have no intention of working again as I am enjoying my retirement and with Zopa backing it allows me to do the things I always wanted to. Reviewed on: 7th March 2026

Don review

Never had a bad experience.is very easy access Reviewed on: 7th March 2026

Best and helpful company

Best and helpful company to obtain a loan Reviewed on: 7th March 2026

Really good credit card account.

Really good credit card account. Get alerts when I’m nearing my limit, payment reminders. Good easy to use app. Reviewed on: 7th March 2026

Gives you everything you need in one place

The app platform is easy to navigate. Everything i need is easy to find and understand. No tricks and nothing to catch you out. Different services and offers too. Reviewed on: 7th March 2026

Easy monthly repayments.

Easy monthly repayments. Done via the app. Reminders of payment due dates Reviewed on: 7th March 2026

Other card providers could learn from Zopa!

Easy to apply for, excellent service, loads of additional information on the app, helps you manage your money really easily and all in all great experience. Reviewed on: 7th March 2026

Great for credit building

Great customer service is the best and app is really good for you Reviewed on: 7th March 2026

Easy to use

Easy to use - good clear advise and helpful staff when you need to call Reviewed on: 7th March 2026

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