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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

great experience , Zopa doing practically everything...

great experience , Zopa doing practically everything for me without even ask :) highly recommended Reviewed on: 10th April 2024

I have other cards and I like the feeling given off...

I have other cards and I like the feeling given off when Zopa really do care, not always increasing my limit, notyfying me each time I use my card, tells me they care, as a result I feel in charge, but with a little help should I need it. Reviewed on: 10th April 2024

I have found my short time with Zopa to have been co...

I have found my short time with Zopa to have been completely hassle free, in fact a real pleasure which in this modern world goes against the norm. Reviewed on: 10th April 2024

A veryCustomer Service

A very good and easy experience when choosing my card and no issues with it. Reviewed on: 10th April 2024

Great starter credit card

They don't rush your ctedit limit they let you build credit rating up it's easy to use and plenty of options for linking accounts and other cards Reviewed on: 10th April 2024

Easy quick acceptance, providing the right product f...

Easy quick acceptance, providing the right product for my needs and affordability Reviewed on: 10th April 2024

Never had a problem always helpful

Never had a problem always helpful Reviewed on: 10th April 2024

I've had a very good experience with zopa no problem...

I've had a very good experience with zopa no problem at all Reviewed on: 10th April 2024

Highly recommended aaaaaaaaaaaaaaaaaaaaaaaa...

Highly recommended aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa Reviewed on: 10th April 2024

Zopa credit card has been amazing and secure.

Zopa credit card has been amazing and secure. Good customer service Reviewed on: 10th April 2024

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