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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Since day 1

Since day 1 Zopa been helping out tough times, and making easy times easier with their fair APR. The app is especially easy to use, great experience all around. Reviewed on: 7th March 2026

Great company .

Great company . I would thoroughly recommend them Reviewed on: 7th March 2026

Zopa has been a support for my finances, with a wide...

Zopa has been a support for my finances, with a wide range of options. The app is easy to use and keeps you updated. Reviewed on: 7th March 2026

Evrything has been easy, straight forward and have a...

Evrything has been easy, straight forward and have always been well informed Reviewed on: 7th March 2026

I’ve been with them for years now, customer service...

I’ve been with them for years now, customer service was excellent on the one time I needed it Reviewed on: 7th March 2026

Excellent, first class company, good with phone call...

Excellent, first class company, good with phone calls and general assistance. Reviewed on: 7th March 2026

Financial saver.

It was great to have zopa card, especially when I needed most. Reviewed on: 7th March 2026

It gives me more flexibility on my spending

It gives me more flexibility on my spending Reviewed on: 7th March 2026

Excellent Bank, easy to use app, no issues whatsoever.

Excellent Bank, easy to use app, no issues whatsoever. Reviewed on: 7th March 2026

Always had excellent service, both credit card and c...

Always had excellent service, both credit card and current account, going to open savings shirtly Reviewed on: 7th March 2026

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