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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service...

Very user friendly platform , customer service excellent Reviewed on: 6th March 2026

Had nothing but a pleasant experience with zopa.

Had nothing but a pleasant experience with zopa. I am always kept informed Reviewed on: 6th March 2026

Best credit card bank ever

Best credit card bank ever, couldn’t be happier with them and their customer services. Always very helpful and helps with issues Reviewed on: 6th March 2026

Very professional- great value.

Very professional- great value. Would definitely recommend. Reviewed on: 6th March 2026

Delivers what it says, no hidden fees

Delivers what it says, no hidden fees Reviewed on: 6th March 2026

High interest rate, but all credit cards seem to hav...

High interest rate, but all credit cards seem to have high ones these days. Reviewed on: 6th March 2026

Positive experience .

This has been straight forward and without any issues. I like especially the way they keep me updated with my account so not encouraged to keep to my limit Reviewed on: 6th March 2026

Clear and concise app easy to follow and informative...

Clear and concise app easy to follow and informative updates regulary on borrowing options eady payment schedule with several options to suit individual circumstances. Made to feel like a regulsr saver as opposied to a person no one wants to give credit too Reviewed on: 6th March 2026

Piece of mind

My time with Zopa has been easy and a piece of mind..You took my money worries away. Thank you Reviewed on: 6th March 2026

So easy to use great coustmer service very pleased

So easy to use great coustmer service very pleased Reviewed on: 6th March 2026

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