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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

straight forward & clear help.

straight forward & clear help. Funds setup when advised & payments clear & on the date you need, no problems with this lender Reviewed on: 7th March 2026

the staff... are great

Very helpful and friendly happy to help all the time with any problems i might have to help all the staff are great every time I need help Reviewed on: 7th March 2026

So easy to deal with thank you get all you need incl...

So easy to deal with thank you get all you need including investing saving and current accounts and credit cards brilliant Reviewed on: 7th March 2026

Very easy app to mavigate whetebyou find all 9nforma...

Very easy app to mavigate whetebyou find all 9nformation easy rrpayment Reviewed on: 7th March 2026

Zopa, a life changer, for the better.

Zopa came to my life at the time I needed to get a helping hand with my finances. Zopa gave a lifeline with the right amount of credit i required. It as easy to fill in the application form. The verdict of my application was instant. The card came quickly to help me. Iwas able to open a current account with Zopa Bank. Reviewed on: 7th March 2026

Easy and friendly

Easy application, easy and fast customer service Reviewed on: 7th March 2026

zopa credit card very easy too use thrigh app

zopa credit card very easy too use thrigh app Reviewed on: 7th March 2026

Very professional and helpful easy to follow.

Very professional and helpful easy to follow. Reviewed on: 7th March 2026

They are very helpful and just at the end of a phone...

They are very helpful and just at the end of a phone if you need them for any reason Reviewed on: 7th March 2026

Very well managed company

Very secure and will managed company Reviewed on: 7th March 2026

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