Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service easy to navigate

5
Excellent service easy to navigate Reviewed on: 7th March 2026

Zopa is the best!

5
Zopa is an excellent company,no hassle whatsoever….they do exactly what the say there going to do….I wouldn’t use another company ever again. Reviewed on: 7th March 2026

really enjoying using this card.

5
really enjoying using this card..the app is so clear and easy to use, :) Reviewed on: 7th March 2026

Great card easy to use and can use with google walle...

5
Great card easy to use and can use with google wallet and very fast payments Reviewed on: 7th March 2026

Fantastico

5
Never had any problems with my account or customer service Reviewed on: 7th March 2026

Very easy to use, I would recommend Zope.

5
Very easy to use, I would recommend Zope. Have no problems with them and website is very clear and easy to use. When I need help they are kind and helpful. Reviewed on: 7th March 2026

Excellent bank

5
Great customer service ,top interest and easy to use app Reviewed on: 7th March 2026

Never had a problem always easy to access and use...

5
Never had a problem always easy to access and use Reviewed on: 7th March 2026

Great,very good,thanks.

5
Great,very good,thanks. Great,very good,thanks. Reviewed on: 7th March 2026

So easy to use

5
So easy to use, very clear communication Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products