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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Too notch company.

I had a very good experience openign an account. Everything was fast ans smooth. Reviewed on: 6th March 2024

It was simple and fast service.

It was simple and fast service. The just recently became a customer and the whole process was much better then other companies i used before. Reviewed on: 6th March 2024

Excellent to improve your credit history

Easy access to account online . excellent customers service highly recommended .it helped me when I need it. Helped my credit history goes up by regular payment . Reviewed on: 6th March 2024

Zopa has help me get my credit rating back to how it...

Zopa has help me get my credit rating back to how it use to be Reviewed on: 6th March 2024

Best credit card to keep you on track with your money!

Easy to apply for a credit card, always keeps me up to date with my balance and reminders as to when and how much to pay each month. Reviewed on: 6th March 2024

Very convenient, app is easy to read and very easy t...

Very convenient, app is easy to read and very easy to use Reviewed on: 5th March 2024

Hassle free, easy to use app.

Hassle free, easy to use app. Accurate APR based on circumstances Reviewed on: 5th March 2024

Is the best bank and service,easy to use the card

Is the best bank and service,easy to use the card Reviewed on: 5th March 2024

This card is the best of its kind

This card is the best of its kind Reviewed on: 5th March 2024

Zopa was the only credit card company that was able...

Zopa was the only credit card company that was able to accept and offer me card amidst my bad credit rating, which reduced my bad credit level rating to better. Reviewed on: 5th March 2024

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