Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great card

Easy application easy set up Easy application easy set up great app covers everything you need ‘ easy to make your payments every thing essay to manage very simple to use too Reviewed on: 5th March 2024

Card process was straight forward and application ea...

Card process was straight forward and application easy to fill in. Reviewed on: 5th March 2024

Excellent credit card provider and look at every app...

Excellent credit card provider and look at every application fairly. Reviewed on: 5th March 2024

Everything has been very good great service and comm...

Everything has been very good great service and communication. Definitely recommend Reviewed on: 5th March 2024

Good and professionally handle all queries.

Good and professionally handle all queries. Reviewed on: 5th March 2024

Easy app.

Easy app. Online at your fingertips Reviewed on: 5th March 2024

Zopa No1 in finance

Excellent company to deal with, there customer service is first class, definitely anyone who is looking for financial advice should try zopa.. Reviewed on: 5th March 2024

They did the credit check and my card came fast, and...

They did the credit check and my card came fast, and the app is brilliant Reviewed on: 5th March 2024

Helpful advice.

Helpful advice. I have been with Zopa for a few years now and appreciate the help they give with finances. Reviewed on: 5th March 2024

It’s ok good starting point to build credit and mana...

It’s ok good starting point to build credit and manage money Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.46 from 116 reviews
Credit card
from Vanquis 4.40 from 598 reviews
Credit Card
from American Express 3.45 from 127 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub