Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good customer service quick problem solving

Good customer service quick problem solving Reviewed on: 5th March 2024

Very easy.

Very easy to apply for. Easy to get enquiries heard. Reviewed on: 5th March 2024

Very good card no problems

Very good card very good service Reviewed on: 5th March 2024

It was easy to apply from start to finish.

It was easy to apply from start to finish. Reviewed on: 5th March 2024

Great Card for all.

The app is easy to use, very mannered customer support and the fact that they gave me a chance when my credit wasn’t that great. Reviewed on: 5th March 2024

I have just joined .

I have just joined .so I'm happy so far ☺️ Reviewed on: 5th March 2024

Excellent credit card to build up your credit score

Excellent credit card to build up your credit score Reviewed on: 5th March 2024

Very good credit card.

Very good credit card. Especially having the cushion. Reviewed on: 5th March 2024

Excellent easy to use credit builder

Easy to use and easy to understand credit rating Reviewed on: 5th March 2024

Very easy to use abd the aplication is same very eas...

Very easy to use abd the aplication is same very easy to use Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic credit card
from Capital One 4.17 from 302 reviews
Credit builder credit card
from Vanquis 4.73 from 28693 reviews
Credit card
from ASDA Money 3.26 from 111 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub