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Zopa: Credit card reviews

4.94
Based on 43,457 reviews, last reviewed 10th Mar 2026
154100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026
Yvonne G's avatar
Yvonne G

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fabulous

5
Extremely helpful and quick easy to navigate on the app Reviewed on: 6th March 2026

5 star service

5
I’ve had an excellent experience with Zopa Credit Card. The service has been smooth, reliable, and very easy to manage through their app. Everything from setting up the card to tracking spending and payments is straightforward and user-friendly. Customer service has also been great—helpful, responsive, and professional whenever I’ve had a question. Overall, Zopa provides a modern, hassle-free credit card experience, and I would definitely recommend it to anyone looking for a reliable credit card provider. Reviewed on: 6th March 2026

Brilliant.

5
Brilliant. Excellent job. Very understanding Reviewed on: 6th March 2026

Fabolous and easy to use.

5
Fabolous and easy to use. Make my life easier. Reviewed on: 6th March 2026

A positive experience.

5
I have so far not experienced frustration with the process of making use of the Zopa credit card. The chat option, the customer support team has been very helpful in all my queries. Reviewed on: 6th March 2026

Fast and cheap when needed , very good customer service

5
Fast and cheap when needed , very good customer service Reviewed on: 6th March 2026

Amazing company easy to work with

5
Amazing company easy to work with Reviewed on: 6th March 2026

Great app great credit card great credit limit

5
Great app great credit card great credit limit Reviewed on: 6th March 2026

Amazing company...

5
Amazing staff ver efficient company recommend to anyone Reviewed on: 6th March 2026

Customer service has always been very helpful

5
Customer service has always been very helpful Reviewed on: 6th March 2026

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