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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to apply and got the card very quickly.

Easy to apply and got the card very quickly. App is very easy to follow and use. Reviewed on: 5th March 2024

I'm new to Zopa but my experience with the company h...

I'm new to Zopa but my experience with the company has been nothing but excellent. Reviewed on: 5th March 2024

Fantastic credit card

Easy to shop looks good and is good Reviewed on: 5th March 2024

Great credit card company.

Great credit card company. App is easy to use and very clear. Reviewed on: 5th March 2024

ZOPA A1 SERVICE

It's easy to use and the customer service. Advisers on the telephones are absolutely brilliant and polite always help you in any shape of form. Reviewed on: 5th March 2024

Had no hassle easy to deal with any query

Had no hassle easy to deal with any query Reviewed on: 5th March 2024

Zopa! Realer!!!

Zopa! Is user friendly and helps you build your credit score. Easy to apply for it and be accepted. Reviewed on: 5th March 2024

Quality service

Very easy to use app and quality service Reviewed on: 5th March 2024

Zopa is great never been a problem with them

Zopa is great never been a problem with them Reviewed on: 5th March 2024

Excellent communication throughout the process of ob...

Excellent communication throughout the process of obtaining my credit card Reviewed on: 5th March 2024

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