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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Happy shopper

Good service and arrived very quickly Reviewed on: 7th March 2026

Amazing card

Always been very helpful. And useful. Reviewed on: 7th March 2026

Excellent card provider, friendly and efficient advi...

Excellent card provider, friendly and efficient advisors too! Reviewed on: 7th March 2026

Very helpful very polite team use again

Very helpful very polite team use again Reviewed on: 7th March 2026

Excellent

Very competitive and customer service is excellent Reviewed on: 7th March 2026

Up to now good but not had it for long...

Up to now good but not had it for long so we will see Reviewed on: 7th March 2026

Just a very good service and no problem with zable

Just a very good service and no problem with zable Reviewed on: 7th March 2026

Getting it together with Zopa.

If you need advice on anything about your financial situations then your in the right place with Zopa from small budget plans to bigger investments all the help you need is provided by Zopa. Reviewed on: 7th March 2026

Good credit card provider & and easy application pr...

Good credit card provider & and easy application process Reviewed on: 7th March 2026

Easy to use app, reminders about payments, friendly...

Easy to use app, reminders about payments, friendly staff if needing to call., and simple to apply…. Reviewed on: 7th March 2026

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