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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Credit building

Have provided a could method if credit building.. Following financial difficulties this card had helped to rebuild Reviewed on: 5th March 2024

Very helpful with all the information I need any que...

Very helpful with all the information I need any questions answered straightaway Reviewed on: 5th March 2024

Everything was so easy. All easy to understand.

Everything was so easy to understand. I found everything Straight forward. Reviewed on: 5th March 2024

Easy to use app and as applying for the card was rea...

Easy to use app and as applying for the card was really simple Reviewed on: 5th March 2024

Always great customer service easy to use app.

Always great customer service easy to use app. Reviewed on: 5th March 2024

They have been great when I needed it most

They have been great when I needed it most Reviewed on: 5th March 2024

Hassle free company, no issues what so ever and a gr...

Hassle free company, no issues what so ever and a great app to follow Reviewed on: 5th March 2024

Very good customer service and an excellent credit b...

Very good customer service and an excellent credit builder card Reviewed on: 5th March 2024

My goto Money specialists when I need them!

I personally think that without the financial cushion Zopa has offered me over the years, life would have been more complicated without it. I’ve reached out to Zopa numerous times, and the support provided has allowed me more financial freedom, financial support and more financial independence. Without Zopa I couldn’t have got back on my feet again and wholeheartedly recommend Zopa as a helpful, trustworthy and fair service provider. Great work Zopa, and thanks for everything! Reviewed on: 5th March 2024

My experience with the zopa it’s fantastic, good cus...

My experience with the zopa it’s fantastic, good customer service/easy to access the app and understand all the features just make life easy all Would you recommend to anyone looking for a credit card company Reviewed on: 5th March 2024

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