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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

So easy to use and very aware of my situation regard...

So easy to use and very aware of my situation regarding my credit situation App is simple and easy to navigate and the immediate payment (both ways in and out ) is brilliant to keep hold of my finances Reviewed on: 5th March 2024

Very easy to apply and use , repayments are very eas...

Very easy to apply and use , repayments are very easy to set up and repayments can be made at any time aswell as extra payments Reviewed on: 5th March 2024

Straight forward application, easy to use app.

Straight forward application, easy to use app. Does exactly what it says on the tin!…great customer service. No hassle, cannot fault Zopa in any way. Reviewed on: 5th March 2024

I really really enjoyed it and I will continue using...

I really really enjoyed it and I will continue using it Reviewed on: 5th March 2024

Great experience so far, I have been using their cre...

Great experience so far, I have been using their credit card for some years now and my ride has been smooth. Reviewed on: 5th March 2024

Very good service secured everything owned control

Very good service secured everything owned control Reviewed on: 5th March 2024

Good system and excellent service

Good system and excellent service Reviewed on: 5th March 2024

Very easy to use and manage.

Very easy to use and manage. APP is user friendly and customer service is excellent. Reviewed on: 5th March 2024

Customer Service

They are so supportive and try to solve problems quickly. Reviewed on: 5th March 2024

Have had a positive experience so far.

Have had a positive experience so far. Not been with them very long but very good up to now Reviewed on: 5th March 2024

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