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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Always been very helpful 5 star customer service

Always been very helpful 5 star customer service Reviewed on: 5th March 2024

No problem good service helpful staff

No problem good service helpful staff Reviewed on: 5th March 2024

Highly recommended

Easy to apply for a credit card. The app is very easy to use and clearly laid out. 0% Balance transfer with no transfer fee Reviewed on: 5th March 2024

I would definitely recommend Zopa 100%

The Zopa staff have always been friendly and helpful, with efficiency. I am not computer literate so occasionally I have had to call for help/advice, the staff made each call easy for me to understand. I would definitely recommend Zopa to anyone who’s looking for great service with a high attention to detail Reviewed on: 5th March 2024

Excellent app,very helpful staff

Excellent app,very helpful staff Reviewed on: 5th March 2024

Credit card easy to apply for zopla good company to...

Credit card easy to apply for zopla good company to be with Reviewed on: 5th March 2024

Zoopa - my financial independence and credit building

Zoopa has has helped me dramatically increase my credit score. The advice, tips and guidance in building your credit on the app is brillent. Extremely detailed reports. I would Reviewed on: 5th March 2024

Easy to apply and receive card notifications help st...

Easy to apply and receive card notifications help stay in control of your money Reviewed on: 5th March 2024

Fabulous!!.

Quick and easy app to navigate around. Reviewed on: 5th March 2024

Happy happy happy!!

I’ve only had my card for a few months but everything has been extremely smooth and the app is extremely user friendly. Really happy customer. Reviewed on: 5th March 2024

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