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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service, quick response and no problems

Great service, quick response and no problems Reviewed on: 5th March 2024

Excellent service.

Excellent service, friendly staff!! Reviewed on: 5th March 2024

Fab credit card

Easy app good customer service fair rates Reviewed on: 5th March 2024

Very good service is easy to use and very quick deci...

Very good service is easy to use and very quick decisions Reviewed on: 5th March 2024

Zopa helped me out when I needed it most even though...

Zopa helped me out when I needed it most even though I didn't have the greatest credit score, it was easy to apply and a quick decision was received, also the app is very easy to use Reviewed on: 5th March 2024

Easy the easy credit card

Easy to apply, easy to use, easy to access account and app and make payments instantly Reviewed on: 5th March 2024

Easy application, fast decision and card arrived wit...

Easy application, fast decision and card arrived within 3 days. Easy to use app. Reviewed on: 5th March 2024

Great card all around and easy to handle

Great card all around and easy to handle Reviewed on: 5th March 2024

I have had no problem at all and if I have a questio...

I have had no problem at all and if I have a question to ask they are very helpful and professional. Reviewed on: 5th March 2024

Fabulous

Fab.. excellent customer service Reviewed on: 5th March 2024

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