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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Greet Card to have

It’s a great card to use with instant transactions updated on your account plus great APR Reviewed on: 6th March 2026

Straight forward to sign up & a great way to pay by...

Straight forward to sign up & a great way to pay by transfer. Reviewed on: 6th March 2026

Really good and help there when you need it and revi...

Really good and help there when you need it and reviews are good Reviewed on: 6th March 2026

Simple app system and rapid payment credit system

Simple app system and rapid payment credit system Reviewed on: 6th March 2026

Card came very quickly

Card came very quickly brilliant customer service easy to apply Reviewed on: 6th March 2026

Exellent service and easy app access

Exellent service and easy app access Reviewed on: 6th March 2026

Excellent service and easy to use app

Excellent service and easy to use app Reviewed on: 6th March 2026

You are excellent to speak to and I got my card very...

You are excellent to speak to and I got my card very easily so thank you Reviewed on: 6th March 2026

Application very straightforward and interest rate i...

Application very straightforward and interest rate is excellent. Communication is excellent. Very impressed and would have no reservations in recommending Zopa. Reviewed on: 6th March 2026

The best.

When you go online or ring and speak to someone its the same service very good. on phone knowledgable and helpful with anything. Reviewed on: 6th March 2026

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